FINANCIAL COACHes

WHat we do

Financial coaching helps you address financial challenges and maps out specific actions needed to accomplish financial goals. A financial coach works with you to help you change behaviors around money by focusing on fundamental financial issues.

Financial coaching is ideal for individuals, families and small business owners who have realized that their financial situation just isn’t where it should be or they want it to be, and they want someone financially knowledgeable to help guide them to a place of financial stability.

Please understand that engaging with a financial coach is going to take some work. Gathering data and clarifying a complete financial situation will take you some time and effort.

Financial coaching cannot provide a quick fix to extreme situations.

Contact us to schedule a confidential, complimentary phone consultation so that we may determine if financial coaching is right for you.

Depending upon where you are in your financial life, the benefits of using an honest and competent personal financial coach will help you achieve financial independence or at least keep you on a good path toward your goal. If you are earning plenty of income, but just not sure how to best direct your cash flow, a financial coach is for you or if you are living paycheck to paycheck and have debt, a financial coach is for you.

The main benefit of having a financial coach is hearing the truth about your financial status and what you can do to improve it from someone honest and who isn’t trying to sell you anything except personal financial independence. Your personal information is always held in strict confidence.

Regarding of your age and whether you are single or married with children, a financial coach can help you get on a prosperous path to reach any financial goal you may have. Imagine the joy in your family’s life of being able to better handle and plan your personal financial journey!

You may be asked to provide personal information on the RFL site. This information is for administrative or transaction use only. It will be used only to better understand and serve your needs, and provide services tailored to you.

We will not use your information for any purpose without your consent. Your information will not be accessible to anyone other than my staff. We will not sell your information to anyone! However, We will have to provide information you provide if I’m ordered to do so by a court of law.

We will keep you informed of my own special events, news and offers. Periodically, We will send announcements via email or social media accounts. If you do not wish to be contacted by me, simply click on the unsubscribe link found at the bottom of the email newsletter.

We are determined to keep your information private. We have measures to protect your personal information during transactions. For example, when you supply RFL with your debit card, credit card or checking account information to purchase a coaching session, your information is encrypted to ensure a safe and secure transaction. Your payment information is temporarily stored on a secure server before processing.

All customer data collected is protected against unauthorized access. I use 3rd party vendors that specialize in providing secure online payment solutions. None of your payment information can be accessed via the internet.

Coaching Fees are not refundable as I provide a fee-for-time service. I promise you will get out of the coaching session what you put into it. However, if a package of coaching sessions is purchased and if I am unable to provide any remaining coaching sessions, you will be entitled to a refund of any remaining credit.

It’s easy to get started and invest in your future! The process is as follows:

1. Make the decision to hire a financial coach and change your life
2. Select a coaching session or a package and make the required payment
3. Complete and sign a financial coaching agreement that you will be provided
4. Complete the personal financial snapshot form that you will be provided
5. Complete the cash flow form that you will be provided
6. Return the completed documents to your financial coach
7. Schedule a session, on a convenient day and time, to meet with your coach by phone, Zoom, RingCentral or GoToMeeting.com.
8. In addition to immediate feedback during the session, you’ll receive written recommendations within one business day.

Note: The more complete and accurate information is provided, your coach will be able to more efficiently provide value back to you. You may need only one session or you may choose to schedule additional sessions as needed.

We offer financial coaching sessions that last about an hour. The initial session may last a little longer. Of course, there is preparation work for everyone involved before the session occurs.

The initial coaching session cost $149 and can be purchased through your Client Portal. You would be making an investment in yourself and the financial advice you’ll receive will be worth to you many times more than the cost.

Subsequent coaching sessions may be purchased at $125 per session or $62.50 per half session.

If you wish to purchase a package of three coaching sessions, the total cost is $350 ($116.66 per session).

If you wish to purchase a package of ten coaching sessions, the total cost is $1149 ($114.90 per session).

Depending on your personal situation you may need just one session or several. After any full session, a 10-minute follow-up phone conversation is included to address any outstanding issues which may need attention.

Of course, you may purchase a session or package for your friends or family.
If a package of coaching sessions is purchased and we are unable to provide any remaining coaching sessions, you will be entitled to a refund of any remaining credit.

1. Before each session we will review the following documents you’ll provide. I provide the templates to you and you returned the completed documents to me.
   1. Financial coaching agreement
   2. Personal financial snapshot
   3. Financial capability assessment (8 questions)
   4. Personal cash flow form
   5. Small business cash flow form (if applicable)
2. Immediate feedback during the session
3. Within the first two weeks after any full session, a follow-up phone conversation or RingCentral meeting is included to address any outstanding issues which may need attention.

1. Depending on your personal situation you may need just one session or several. After any full session, a follow-up phone conversation is included to address any outstanding issues which may need attention.

2. Of course, you may purchase a session or package for your friends or family.

3. If a package of coaching sessions is purchased and I am unable to provide any remaining coaching sessions, you will be entitled to a refund of any remaining credit.